The Citi Strata Premier Card earns well, but for $500 more, the Citi Strata Elite Card adds credits and Admirals Club passes — see if the upgrade is worth it.
Seven years in, my Citi Strata Premier Card continues to punch above its weight class and is often overlooked among other mid-tier travel rewards credit cards.
The Strata Premier provides straightforward value with impeccable earning rates for a low annual fee of $95.
On the other hand, the new Strata Elite layers on statement credits and lounge access, including Admirals Club passes, for a $595 annual fee.
see if the upgrade is worth it
Author's summary: Comparing Citi Strata Premier and Elite cards.